Frequently Asked Questions
How do I apply?
With UK Payday loans application for a loan until payday could not be simpler. Just complete the application form on the right and you will be considered for pay day loan accordingly. The whole process of applying for a pay day loan takes minutes, and, if you apply before 3pm the money will be deposited, by BACS transfer directly into your bank account. No Faxes, no complicated paperwork, just instant pay day loan cash into your account today.
Are there any credit checks?
Yes. As with most Payday Loans providers the lenders who receive your application will implement a credit check.
How much can I borrow?
You can borrow any amount between £100 - £1000. Upon your application we will advise you of how much money you are able to borrow. The cost of the pay day loan is £25 per £100.
I've got bad credit, will this affect my chances of getting a payday loan?
NO! We accept people who have had a poor credit history. If you have a bad credit history, and you need to get a Loan until payday then you will be given that option. We understand the nature of bad debt and how this can affect you getting credit, this may not affect your chances of getting a loan.
I'm struggling to pay my payday loan, what can I do?
In todays uncertain financial climate many people are struggling with debt. UK Payday loan offers you the chance to access a loan until payday and you can use this to pay heavy credit card bills or excessive bank charges. Always consider carefully whether or not you are able to take on borrowings in the first instance. Payday Loans should only ever be used as short term financial option. Do not borrow more than you can afford to repay.
How is the loan paid back?
You will be asked for your debit card details upon your application and this is standard procedure for all pay day loan applications, this will subsequently be used to pay back the loan, on the day that you receive your pay from your employer.
How do I know if I can borrow from you?
If you are aged over 18, are in full time employment and have a valid UK bank account to receive your money, you will subsequently be eligible to receive a pay day loan cash advance.
How can I get into contact with UK Payday Loans?
You can email support@ukpaydayloans.org.uk and we will respond to your payday loan query the same day.
For our full contact details visit our contact us page.
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