Frequently Asked Questions

How do I apply?

An application for a loan could not be simpler. Just complete the application form on the right and you will be considered for pay day loan accordingly. The whole process of applying for money takes minutes, and, if you apply before 3pm the money will be deposited, by BACS transfer directly into your bank account. No Faxes, no complicated paperwork, just finance credited to your account today.

Are there any credit checks?

Yes. As with most payday loans providers the lenders who receive your application will implement a credit check.

How much can I borrow?

You can borrow any amount between £80 - £1000. Once you have submitted your application, we will advise you of how much money you are able to borrow.

I've got bad credit, will this affect my chances of getting a payday loan?

If you have a bad credit history, and you need to borrow money, then you may be credit scored. We understand the nature of bad debt and how this can affect you getting credit and this may affect your chances of getting a loan.

I'm struggling to pay my payday loan, what can I do?

In todays uncertain financial climate many people are struggling with debt. UK Payday loans offers you the chance to access a loan until payday and you can use this to pay heavy credit card bills or excessive bank charges. Always consider carefully whether or not you are able to take on borrowings in the first instance. Payday Loans should only ever be used as short term financial option. Do not borrow more than you can afford to repay.

How is the loan paid back?

You will be asked for your debit card details upon your application and this is standard procedure for all pay day loan applications, this will subsequently be used to pay back the money you have borrowed.

How do I know if I can borrow from you?

If you are aged over 18, are in full time employment and have a valid UK bank account to receive your money, you will be eligible to apply through UK Payday Loans service.

How can I get into contact with UK Payday Loans?

Visit our contact page and we will respond to your query the same day.

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1) Apply Online

2) Check Email

3) Get Cash!

Representative APR 1734%

Representative APR Example - Borrow Ł200 for 28 days, you repay Ł50 with an interest rate of 25% and with Ł50 payable. With fixed 1734% as APR representative. The final APR will always depend on the lender who accepts you.

Instant Online Payday Loans

Online Payday Loans

UK Payday Loans is a service to help UK residents to find cash advance loans. The payday loans are available 24 hours per day. Simply complete the application form. Payday loans should not be used as a long term financing solution. If you need to lend money only borrow an amount you can afford to repay.

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Consumer Credit Licence 632163. © 2013 UK Payday Loans. Registered in England and Wales. The charges applied will be stipulated by the lender who accepts your application. Not all applications are accepted. Some lenders will apply credit checks. Not all applications will receive sameday payments. APR Example - Borrow £200 for 28 days, you repay £250 with an interest rate of 25% and with £50 payable. With fixed 1734% as APR representative. The final APR will always depend on the lender who accepts you.