Many of the UK’s councils are looking for ways to raise extra revenue, and it has been discussed today that one such way is to charge shoppers for the pleasure of parking on a Sunday. Manchester Council have already implemented charges on a Sunday, with 7 days per week parking charges implemented to help negate the councils deficit (source BBC) – Newcastle have had reduced charges on Sundays for almost 20 years now and this seems to have worked effectively. Opponents to the scheme say that this will further reduce shoppers inot towns and if this were to be implemented on a Sunday, it would be hit the traders hard. Although one would not need payday loans to help pay for the car parking fee, the cost of parking on a Sunday could have an effect on trade, and could even affect church goers in attending service, which is currently being debated in Westminster. Councils do indeed need to try to raise funds in various ways, but this may detract people from entering town and city centres – reduced fees have worked in Newcastle for 2 decades now and perhaps is a scheme that should be reflected elsewhere in the UK.

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For most people the concept of having a cash advance seems too good to be true – can it really be possible to simply have cash advanced to you? Well, the simple answer is yes, the cash can be advanced by many of the payday loans lenders on the market place. Now, although it can be simple to find a suitable place to have a cash advance, indeed, a search on any search engine reveals a plethora of lenders, and the money accessed quickly, one should never forget that the money that has been ”advanced” will have to be repaid. As per any form of credit arrangement, the funds lent are repaid, with an addition of interest, and, in some cases, administration fees added.

The wide availability of this type of loan structure can lead to people choosing the wrong payday loan lender. Indeed, the applicant is in fact entering into an agreement that will need to be honoured. If you are tempted by a cash advance, borrow what you can afford and always spend some time researching the right provider.

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The phone tapping saga continues with Parliament being steeped in debate about our Prime Ministers involvement in the sordid relationship with Andy Coulson. Whilst this has upset many people in the UK, it really does not affect the day to day lives of ordinary British people – indeed, research has indicated that public interest in the BSkyB ‘relationship’ with David Cameron is fading fast. It is a valid point, that people are more concerned with their finances, given the current credit crunch. Trying to get through to the end of the month on tight budgets without having dependency on a payday advance  is crucial for the average British resident.

So, go ahead David Cameron and apologise for your relationship with Andy Coulson and move on for more pertinent challenges facing the country right now. How many politicians can truly say they have not had some kind of involvement with corporations that perhaps they shouldn’t have?

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