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Consumer Credit Licence 632163. © 2013 UK Payday Loans. Registered in England and Wales. The charges applied will be stipulated by the lender who accepts your application. Not all applications are accepted. Some lenders will apply credit checks. Not all applications will receive sameday payments. APR Example - Borrow £200 for 28 days, you repay £250 with an interest rate of 25% and with £50 payable. With fixed 1734% as APR representative. The final APR will always depend on the lender who accepts you.